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MISMO based Loan Application Prototype
MI Application
|
Loan Application
|
Borrower
|
Property
|
Summary
MI Request
Application:
Delegated
Prequalification
Standard Application
Rate Quote
Other
Certification:
Both Primary and Pool
No Coverage
Pool
Primary
Company Name:
Coverage Plan:
Loss Limit Cap
Pool
Risk Sharing
Second Layer
Standard Primary
Other
Duration:
Annual
Not Applicable
Periodic Monthly
Single Life Of Loan
Single Specific
Other
Lender Identifier:
Income Documentation:
Full Documentation
Stated With IRS Form 4506
Stated Without IRS Form 4506
Not Stated
Other
Income Documentation Confirmation:
Not Verified
Verified
Asset Documentation:
Full Documentation
Stated
Not Stated
Other
Asset Documentation Confirmation:
Not Verified
Verified
Employment Documentation:
Full Documentation
Stated
Not Stated
Other
Employment Documentation Confirmation:
Not Verified
Verified
Project Name:
Requesting Party
Name:
Submitting Party
Name:
Email:
Fax:
Phone:
Loan Application
Balloon Indicator:
Loan Documentation:
Alternative
Full Documentation
No Deposit Verification
No Deposit Verification Employment Verification Or Income Verification
No Documentation
No Employment Verification Or Income Verification
Reduced
Streamline Refinance
No Ratio
No Income No Employment No Assets On 1003
No Income On 1003
No Verification Of Stated Income Employment Or Assets
No Verification Of Stated Income Or Assests
No Verification Of Stated Assets
No Verification Of Stated Income Or Employment
No Verification Of Stated Income
Verbal Verification Of Employment
One Paystub
One Paystub And Verbal Verification Of Employment
One Paystub And One W2 And Verbal Verification Of Employment Or One Year 1040
Other
Payment Frequency:
Biweekly
Monthly
Annual
At Maturity
Other
Quarterly
Semiannual
Semimonthly
Weekly
Prepayment Penalty Indicator:
Loan Purpose
Type:
Construction Only
Construction To Permanent
Other
Purchase
Refinance
Unknown
Property Rights:
Fee Simple
Leasehold
Cooperative
De Minimis PUD
Community Property
Joint Tenants
Other
Personal
Tenants InCommon
Unassigned
Property Usage:
Investor
Primary Residence
Second Home
Other
Investment
Manage Terms:
Base Loan Amount:
Mortage Type:
Conventional
Farmers Home Administration
FHA
Other
VA
HELOC
Local Agency
State Agency
Loan Amorization Term Months:
Borrower Requested Loan Amount:
Requested Interest Rate Percent:
Loan Amorization Type:
Adjustable Rate
Fixed
Graduated Payment Mortgage
Growing Equity Mortgage
Other Amortization Type
Daily Simple Interest
Graduated Payment ARM
Rate Improvement Mortgage
Reverse Mortgage
Ruleof78s
Step
Lender Case Identifier:
Proposed Housing Expense
Payment Amount:
Housing Expense:
First Mortgage Principal And Interest
Ground Rent
Hazard Insurance
Homeowners Association Dues And Condominium Fees
MI
Other Housing Expense
Other Mortgage Loan Principal And Interest
Real Estate Tax
First Mortgage PITI
Leasehold Payments
Maintenance And Miscellaneous
Other Mortgage Loan Principal Interest Taxes And Insurance
Rent
Utilities
Transaction Detail
Prepaid Items Estimated Amount:
Purchase Paid Amount:
Estimated Closing Costs Amount:
Credit Score
Credit Repository Source:
Equifax
Experian
Merged Data
Other
Trans Union
Value:
Model Name Type:
Equifax Beacon
Equifax Beacon5.0
Equifax Beacon5.0 Auto
Equifax Beacon5.0 Bank Card
Equifax Beacon5.0 Installment
Equifax Beacon5.0 Personal Finance
Equifax Beacon Auto
Equifax Beacon Bankcard
Equifax Beacon Installment
Equifax Beacon Personal Finance
Equifax DAS
Equifax Enhanced Beacon
Equifax Enhanced DAS
Equifax Market Max
Equifax Mortgage Score
Equifax Pinnacle
Equifax Pinnacle2.0
Experian Fair Isaac
Experian Fair Isaac Advanced
Experian Fair Isaac Advanced2.0
Experian Fair Isaac Auto
Experian Fair Isaac Bankcard
Experian Fair Isaac Installment
Experian Fair Isaac Personal Finance
Experian MDSBankruptcyII
Experian New National Equivalency
Experian New National Risk
Experian Old National Risk
Experian Scorex PLUS
FICO Expansion Score
FICORiskScoreClassic04
FICO RiskScore Classic98
FICO Risk Score Classic Auto98
FICO Risk Score Classic Bankcard98
FICO Risk Score Classic Installment Loan98
FICO Risk Score Classic Personal Finance98
FICO Risk Score Next Gen00
FICO Risk Score Next Gen03
Other
Trans Union Delphi
Trans Union Empirica
Trans Union Empirica Auto
Trans Union Empirica Bankcard
Trans Union Empirica Installment
Trans Union Empirica Personal Finance
Trans Union New Delphi
Trans Union Precision
Trans Union Precision03
Assets
Cash Or Market Value Amount:
Type:
Automobile
Bond
Bridge Loan Not Deposited
Cash On Hand
Certificate Of Deposit Time Deposit
Checking Account
Earnest Money Cash Deposit Toward Purchase
Gifts Total
Gifts Not Deposited
Life Insurance
Money Market Fund
Mutual Fund
Net Worth Of Business Owned
Other Liquid Assets
Other Non Liquid Assets
Pending Net Sale Proceeds From Real Estate Assets
Relocation Money
Retirement Fund
SaleOther Assets
Savings Account
Secured Borrowed Funds Not Deposited
Stock
Trust Account
Borrower Estimated Total Assets
Grants Not Deposited
Real Estate Owned
Holder Name:
Liability
Payoff Status Indicator:
Type:
Alimony
Child Care
Child Support
Collections Judgements And Liens
HELOC
Installment
Job Related Expenses
Lease Payments
Mortgage Loan
Open 30 Day Charge Account
Other Liability
Revolving
Separate Maintenance Expense
Other Expense
Taxes
Collections Judgments And Liens
Deferred StudentLoan
Borrower Estimated Total Monthly Liability Payment
Delinquent Taxes
First Mortgage Being Financed
Garnishments
Union Dues
Unsecured Home Improvement Loan Installment
Unsecured Home Improvement Loan Revolving
Monthly Payment Amount:
Unpaid Balance Amount:
Holder Name:
Declaration
Prior Property Title:
Sole
Joint With Spouse
Joint With Other Than Spouse
Citizenship Residency:
US Citizen
Permanent Resident Alien
Non Permanent Resident Alien
Non Resident Alien
Unknown
Intent To Occupy:
Yes
No
Unknown
Loan Foreclosure Or Judgement Indicator:
Prior Property Usage:
Investment
Primary Residence
Secondary Residence
Homeowner Past Three Years:
Yes
No
Unknown
Property Foreclosed Past Seven Years Indicator:
Presently Delinquent Indicator:
Employer
Employment Borrower Self Employed Indicator:
Name:
Government Monitoring
Gender:
Female
Information Not Provided Unknown
Male
Not Applicable
HMDA Ethnicity:
Hispanic Or Latino
Not Hispanic Or Latino
Information Not Provided
Not Applicable
HMDA Race Type:
American Indian Or Alaska Native
Asian
Black Or African American
Native Hawaiian Or Other Pacific Islander
White
Information Not Provided
Not Applicable
Property Attributes
Ownership Type:
Condominium
Condominium Hotel
Cooperative
Other
Timeshare
County:
City:
Postal Code:
Neighborhood Location:
Rural
Suburban
Urban
Other
Building Status:
Existing
Proposed
Subject To Alteration Improvement Repair And Rehabilitation
Substantially Rehabilitated
Under Construction
Other
Complete
Incomplete
Subject To Alteration
State:
Street Address:
Valuation
Method:
FNM1004
Employee Relocation Council2001
FNM1073
FNM1025
FNM2055 Exterior
FNM2065
FRE2070 Interior
FRE2070 Exterior
FNM2075
Broker Price Opinion
Automated Valuation Model
Tax Valuation
Drive By
Full Appraisal
None
FNM2055 Interior And Exterior
FNM2095 Exterior
FNM2095 Interior And Exterior
Prior Appraisal Used
Form261805
Form268712
Other
License State:
Name:
Project
Living Unit Count:
Design:
Attached
Detached
Garden Project
Highrise Project
Midrise Project
Other
Townhouse Rowhouse
Classification:
Condominium
Cooperative
Other
PUD
Summary
Amount
Amount Type
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